Finding ways to save money is a crucial – but sometimes difficult – skill to master, especially when temptations lurk everywhere. Maybe you spend all of your money in coffee shops or have a shopping addiction, or maybe you just don’t know how to efficiently save your hard-earned money. The good news is there are apps out there that can help!
Here are three apps that will help you find new and fun ways to save your earnings:
This app is a great tool to use if you find it hard to fight the temptation to spend more money than you have. The motto for the app is “spend smarter, do more, live better.” Level Money monitors your spending habits and tells you how much money you can spend on a daily, monthly, and weekly basis.
According to the website, “Level Money helps you plan ahead for essentials like rent and bills, and then lets you set a target savings goal. We call the money that’s left over your Spendable. Level essentially replaces your bank balance with a Spendable number for the month. With this number you’ll know how much you can comfortably spend on non-essentials, like coffee or eating out. With Level, it’s easy to achieve balance between spending and saving.”
Level Money is free and available on both iOS and Android Devices.
Qapital works similarly to Level Money, except it lets you take charge and adds a fun twist to saving money. For instance, the app has a “charge yourself for guilty pleasures rule,” which allows you to set a certain amount of money to set aside every time you cave in to a guilty pleasure.
According to the app’s website, you can choose to stay the course by “deciding on a cap for how much you want to spend in one place, and then challenging yourself to spend less than that. When you come in under budget, the remainder is automatically sent to your goal. Our most popular Rule – the roundup rule – lets you round up your change every time you make a purchase with your card linked to your Qapital account. Small change adds up to big money. Our average user saves $44 each month with this rule.”
Qapital is free and available for download on both iOS and Android devices.
This is an app that allows you to view all of your accounts in one place. It also helps you to keep track of your credit score and personal finances. Prosper Daily will send you alerts when it sees something suspicious going on with your credit card. You can also have the app notify you when there has been a data breach at a business you shopped at in the past.
According to the app’s description, you can “see your spending by category over time so you can budget smarter – and personalize with custom categories. Power tool: Export all your transactions to crunch the data however you want. Your credit score is an essential indicator of your personal finance health. Track your TransUnion credit score right in Prosper Daily – and find out the factors that are contributing to it. See exactly what you’re being charged for all your subscriptions, in one convenient place. Get notified when those amounts jump.”
Prosper Daily is free and available for download on iOS and Android devices.
Now that you’re armed with these money-saving apps, go out and live your best, worry-free life!
Featured Image by bark on Flickr
Attribution 2.0 Generic (CC BY 2.0)
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